Chase Bonuses: $100, $200, $500 and $600 Bank Promotions
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How to earn a Chase checking account bonus or savings account bonus
Take advantage of Chase bank promotions and you could earn $100, $200, $500 or $600. New customers can open an account online or use a coupon emailed from the website and then complete requirements within the specified time frame. Existing Chase checking customers can earn bonuses by referring up to 10 friends.
Here's how to qualify for Chase checking account and savings account bonuses, which are some of the best on the market.
Chase checking account bonuses | |
Chase College Checking℠: $100 bonus offer
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Chase Secure Banking℠: $100 bonus offer
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Chase Total Checking®: $200 bonus offer
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Chase checking referrals: Up to $500 bonus offer
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Chase Business Complete Checking℠: $500 bonus offer
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Chase savings account bonuses | |
Chase Savings℠: $200 bonus offer
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Chase Savings℠ and Chase Total Checking® opened together: $600 bonus offer
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» Looking for credit card promotions instead? See our list of the best Chase credit cards
Chase College Checking℠: $100 bonus
This offer is best for college students.
Offer: Get a $100 bonus when you open a new Chase College Checking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 07/19/2023.
How to get it: Open a Chase College Checking℠ account online or in person using a coupon emailed to you through the promotion page. Complete at least 10 qualifying transactions (including debit card purchases, online bill payments, deposits using Chase QuickDeposit℠ and more) within 60 days of opening your account. Note that you're allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days of 10 qualifying transactions being posted.
Monthly fee: None for those ages 17-24 at account opening for up to five years while in college; $6 after your expected graduation date but waived if you make one or more direct deposits per statement period or keep an average daily ending balance of at least $5,000.
» Want to browse your options? See this month's best bank bonuses
Chase Secure Banking℠: $100 bonus
This offer is best for those who tend to overdraft — the Chase Secure Banking℠ account has no overdraft fees.
Offer: Get a $100 bonus when you open a new Chase Secure Banking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 07/19/2023.
How to get it: New Chase checking customers (who haven't had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years) can open a Chase Secure Banking℠ account online or in person using a coupon emailed through the promotion page. You must complete 10 qualifying transactions within 60 days of opening the account. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days after the 10 qualifying transactions have posted.
Monthly fee: $4.95.
» Want to compare accounts? See our Chase checking accounts review
Chase Total Checking®: $200 bonus
This offer is best for those who can meet the minimum balance or direct deposit requirements to avoid the monthly fee.
Offer: Get a $200 bonus when you open a new Chase Total Checking® account and complete a qualifying direct deposit.
Minimum deposit to qualify: $0.
Expiration date: 07/19/2023.
How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must have a qualifying direct deposit into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days of completing requirements.
Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, or by having a minimum daily balance of $1,500 or by keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.
Chase checking account referrals: Up to $500 bonus
This offer is best for those who have friends and family who don’t have a Chase checking account.
Offer: Get a $50 Chase referral bonus for each friend you refer that opens a Chase Total Checking® account using your referral link. Earn up to 10 referral bonuses per calendar year.
Minimum deposit to qualify: $0.
Expiration date: None.
How to get it: Invite friends to open a Chase Total Checking® account using your referral link. Note that you must have had your own Chase personal checking account open for at least 30 days.
When you'll get it: You will earn your referral bonus within 30 days after your friend has opened their new account, completed requirements and earned their bonus.
Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, or by having a minimum daily balance of $1,500 or by keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.
Chase Business Complete Checking℠: $500 bonus offer
This offer is best for small-business owners.
Offer: Get a $500 bonus when you open a new Chase business checking account, complete qualifying transactions, meet the deposit requirement and meet a minimum balance requirement.
Minimum deposit to qualify: $2,000.
Expiration: 08/03/2023.
How to get it: Open a new Business Complete Checking℠ account online or at a branch, using the offer code emailed to you from the promotion page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. You are allowed to receive only one bonus related to a new business checking account every two years and only one bonus per account.
When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.
Monthly fee: $15, waived by maintaining a minimum $2,000 daily ending balance, or by spending at least $2,000 in purchases with your Chase Ink Business Card, or by depositing $2,000 into your new account from your QuickAccept℠ or eligible transactions at least one business day before the last day of your statement period, or by meeting Chase military banking requirements or by maintaining a linked Chase Private Client Checking℠ account.
Chase Savings℠: $200 bonus
This offer is best for those who can meet the large deposit requirement and maintain the high balance for 90 or more days to earn the cash bonus.
Offer: Get a $200 bonus when you open a new Chase Savings℠ account and meet a minimum deposit requirement.
Minimum deposit to qualify: $15,000.
Expiration: 07/19/2023.
How to get it: Open a Chase Savings℠ account online or in person using a coupon emailed to you through the promotion page. Deposit new funds totaling at least $15,000 within the first 30 days and maintain that balance for 90 days after you enroll in the offer.
When you'll get it: Within 15 days of completing requirements.
Monthly fee: $5, avoided by having a minimum daily balance of at least $300, or by having a minimum of $25 in automatic saving or other repeated automatic transfers from your personal Chase checking account, or by linking to provide overdraft protection to a Chase College Checking℠ account, or by linking to another eligible personal checking account or by having an account holder younger than 18.
» Looking to increase your savings? Check out NerdWallet's best high-yield online savings accounts
Chase Total Checking® and Chase Savings℠: $600 bonus offer
This offer is best for those who can meet the large deposit requirement and maintain the high balance for 90 more days to earn the cash bonus for the Chase Savings℠ account and can also meet the Chase Total Checking® minimum balance or direct deposit requirements to avoid the account’s monthly fee.
Offer: Get a total of $600 in bonuses when you open a new Chase Savings℠ account and meet a minimum deposit requirement and, at the same time, open a new Chase Total Checking® and set up direct deposit.
Minimum deposit to qualify: $15,000 to savings; any amount to checking through direct deposit.
Expiration: 07/19/2023.
How to get it: Open two accounts at the same time and meet requirements for both: Open a Chase Savings℠ account online or in person using a coupon emailed to you through the promotion page. Deposit new funds totaling at least $15,000 within the first 30 days and maintain that balance for 90 days after you enroll in the offer. Also open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must have a qualifying direct deposit into the account within 90 days. You are allowed to receive one bonus that’s related to opening a new checking account and one bonus that’s related to a new savings account every two years, and you can receive only one bonus per account.
When you’ll get it: Within 15 days after completing both account offers’ requirements. A $300 bonus will be deposited to your checking account within 15 days of your completing the checking offer requirements, a $200 bonus will be deposited to your savings account within 15 days of your completing the savings account offer requirements, and a $100 bonus will be awarded within 15 days of your completing both the savings and checking account offers’ requirements.
Monthly fees: Chase Total Checking®: $12, avoided by having monthly direct deposits of $500 or more, a minimum daily balance of $1,500, or keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts. Chase Savings℠: $5, avoided by having a minimum daily balance of at least $300, or by having a minimum of $25 in automatic saving or other repeated automatic transfers from your personal Chase checking account, or by linking to provide overdraft protection to a Chase College Checking℠ account, or by linking to another eligible personal checking account or by having an account holder younger than 18.
» Read our full Chase bank review
What to know about Chase checking account and savings account bonuses
Here’s some general information that applies to all Chase personal checking account and savings account bonuses.
There are limitations on who can qualify for the offers. You can only qualify for offers (except the referral offer) if you’re a new Chase customer or haven’t had a Chase account closed within the last 90 days or closed with a negative balance in the last three years. And you’re only eligible to receive a bonus for opening a new checking account every two years and can only earn one bonus per account.
You can earn a bonus for a personal checking account and a business checking account. While you can qualify for only one Chase bonus per personal checking account as a new customer who meets eligibility requirements, you can qualify for two Chase checking account bonuses if the other account is for business.
» Want more details? See our Chase business checking review
Your account must be open to receive the bonus. To receive the bonus from Chase after you’ve completed all the requirements, your account must be open and in good standing.
Your Chase bonus could be taxable. Bank bonuses are considered interest, so you’ll need to report any you’ve earned when you file your taxes.
Are Chase bonuses worth it?
If you’re debating between a Chase account and one of its competitors, these bonuses may be enough to swing your decision. But make sure you can avoid any monthly fees that might apply.
