1. Create a budget The first thing you need to do is figure out how much money you’re working with: what you’re spending, where it’s going and how much you’re actually making. In other words, you need to make a budget. Find out how much money you take home after taxes. Then, tally up all […]

Did you know that having a good credit score is important if you ever need a loan, like a mortgage or a car loan? Lenders will look at your credit score as a quick reference to determine how creditworthy you are and what interest rate you should pay. Since this number can significantly affect your […]

If you’re applying for a mortgage, an apartment rental or even a new phone plan, there’s a good chance your potential lender, landlord or service provider will want to take a look at your credit report. That’s because your credit report shows your history as a borrower and offers a good idea of how likely […]