Personal Loans

Unsecured loans can help you consolidate debt or finance large purchases. Here's what you need to know.

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Personal loan reviews

LightStream Personal Loans: 2023 Review

5.0

NerdWallet rating 
  • No fees.
  • Rate discount for autopay.
  • Long repayment terms on home improvement loans.

SoFi Personal Loans: 2023 Review

5.0

NerdWallet rating 
  • Joint loan option.
  • Rate discount for autopay.
  • Hardship program for borrowers in need.

Upgrade Personal Loans: 2023 Review

4.5

NerdWallet rating 
  • Multiple rate discounts.
  • Secured and joint loans.
  • Mobile app to manage loan payments.

Upstart Personal Loans: 2023 Review

4.5

NerdWallet rating 
  • Accepts borrowers new to credit.
  • Fast funding.
  • Option to change your payment date.

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